These days, everyone is cautious about their money. And quite rightly so, in the wake of several years of market depression and now Brexit, we’re all conditioned to be careful with our hard-earned cash.
It’s been the leanest of times of all for investors though. With bank interest rates at an all time low, where do Mr & Mrs Normal go to invest their savings and earn a decent return? Discounting the high risk ventures – which the average household is not going to feel safe enough to try – where do those of us who consider ourselves to be a Mr or Mrs Normal go to earn a decent rate of return on our money?
In April of last year, amid much fanfare and trumpet blowing, the UK Government launched its Investment Guaranteed Growth Bond (IGGB)…….to a wave of instant scorn and criticism. Offering a supposed ‘market leading’ 2.2% on investments between £100 and £3,000 at a fixed length three year period, critics were quick to jump on the obvious problems. An underwhelming interest rate, an amount capped at £3,000 that was quickly described as ‘meagre’ and no options on the term length led to most financial experts immediately dismissing the Government Bond as offering anything useful to the general public.
So with UK Government Bonds (more commonly known as ‘Gilts’) offering very little return on investment, more seasoned investors are turning to Corporate Bonds to offer a more generous return, but without straying too far into that ‘high risk venture’ playing field we’re all conditioned to avoid.
So instead of investing in the Government’s borrowing, you’re investing in the future of a company. Corporate bonds are often issued to fund a particular project or expansion, and can offer some exciting opportunities to investors.
Consider Argyle Bonds, a fairly new arrival to the Corporate Bonds family. Investments opportunities start from £5,000 upwards, and range from 3 to 5 years with fixed rates of returns from 6 – 8% p.a. That beats the current offerings from the High Street and the Government Bonds by quite some way, as well as offering considerably more flexibility in terms of timescales and returns.
For those of us who consider ourselves squarely in the ‘Mr & Mrs Normal’ camp of investors, we’re all looking for the same thing. A good rate of return, the opportunity to set the time limit and level of investment, safe in the knowledge that what we’re actually doing is investing in our own futures along the way. And if we’re helping a company with a project we believe in at the same time, even better.
Argyle Bonds current offer is almost certainly one of the most interesting available on the market – so if you have a little experience in investing, a little money currently underperforming, and a little time to spare to investigate the offer further, go to www.theargylegroup.co.uk and request an Argyle Bonds information pack. The rest is obviously down to you to decide, but you’ll be doing so with all the facts and figures right at your fingertips.
_ Argyle Bonds _
Rav's enthusiasm and passion is contagious! I have a lot of faith and belief in Rav and have no doubt that he will climb the ladder of success. My investment has had a life line of 6 months and whilst I acknowledge that this is a short time, I am more than satisfied with the way things are going.
It has been a pleasure working with Rav & his Group and I am excited about how far this company can grow over the next 5 years. A lot to look forward to.
Not much to complain about regarding this young man, I have followed his movements since 2012 and I am happy to see him pushing and progressing slowly towards his goals. Good luck to you Rav!
A gentleman in all aspects, Rav has treated me and my portfolio with the utter most respect. How many collectors can boast a rare gem portfolio that consists of a Red diamond?!! Rav has knowledge, confidence and reach, making him a very capable young man.
Happy with the way things are going, a little over 18 months in to my investment and no reason for complaints. I like the vision, the strategy and the enthusiasm that Rav brings to the table, making me feel confident about the future ahead.
Very easy going, considerate and polite. He has been very promising, hard working and supportive person. Rav's style of presenting his business portfolio and approach was never pushing. He understands both sides of the world and is keen on making sustainable stronger long term relationship with his clients. This type of qualities are very rare and unique.
I have had the pleasure of working with Rav over the past 4 years. Over this period Rav has helped shape my rare gem portfolio in to a world class profile. Rav is a man of insight, knowledge and market intuition. His services are highly recommended.
Rav is at the start of his journey, and I can see this young man building a formidable legacy over the next 20 years. His vision, understanding of the market and client requirement is a foresight that should not be underestimated.
I have been a client of Rav's since 2010, and also one of his first clients. I take great pride in watching this ambitious man grow and evolve. The fact that he is now the leading specialist in the field of rare gems, speaks volume of his contribution over the past 8 years.
Rav is the man of the moment over in the UK. His history, experience and strong performance in this sector is not to be underestimated. I would not hesitate to recommend Rav's services to anyone that may be looking to build a tangible portfolio of rare gems to place in to an investment strategy.
Rav is creative and passionate in his work and craft. I have been a client of his since 2016 & have enjoyed the journey.